Chapter 7 & Chapter 13 Bankruptcy Attorneys

You've found yourself in debt.  Although there are typically a wide variety of solutions available that might help you improve your financial situation (debt consolidation, real estate refinancing, negotiating debts, credit counseling, etc.), most people find these solutions to be difficult to navigate, contradictory to their purpose, and confusing.  We are here to assist you in navigating the process with hopes of reaching a place of financial stability for you, your family, or business.

“Running into debt isn’t so bad.
It’s running into creditors that hurts.”

For most, the Bankruptcy process is not something they would choose to be a part of.  On one hand, it can be stressful, embarrassing, and overwhelming...on the other hand, Bankruptcy provides the ability to clear problematic debt and regain a better financial footing while looking towards the future.

At Otto & Steiner, we know that bankruptcy can be a very personal subject to our clients.  Whether the bank is threatening to repossess your vehicle, a lender would like to foreclose your home, or a creditor is threatening to garnish your wages, we take a very respectful, non-judgmental stance when working through the issues.  Our staff will take the time to respond to your questions, explain the process in terms you can understand, and offer advice that best suits your situation so that you can make the best decisions possible.

We provide experienced, non-critical, non-judgemental bankruptcy consultation.  We are quick to respond to our client's needs, and can accomplish this at an affordable rate.

 

Why File Bankruptcy?

Bankruptcy is designed to allow for a fresh, clean start by eliminating overwhelming debt that is (generally) not able to be paid/resolved.  Bankruptcy has the ability to prevent repossession and foreclosure - often times allowing clients the continued use of their vehicles/homes for an extended period.  Bankruptcy also has the ability to stop the embarrassing and intrusive phone calls and letters from creditors and collection agencies which often provides well-deserved relief.

 

We Can Help You

Otto & Steiner can help you through the wide variety of Bankruptcy options, including:

  • Chapter 7
  • Chapter 11
  • Chapter 13
  • Workout Agreements
  • Forbearance Agreements
  • Debt Settlement/Negotiations

Proudly Serving Western Wisconsin

We are pleased to serve clients throughout Western Wisconsin, including the following counties: Eau Claire, Chippewa, Dunn, Pepin, Buffalo, Barron, Clark, Jackson, Pierce, Rusk, and Trempealeau.

Client Testimonials

“Lauren is an excellent Attorney who answers your questions when you need them answered and does not sugar coat her answer for fear it may be something you don't want to hear. If you have a question and you call its not days before she calls you back its as soon as she is done working with a client in her office or if she is in court she will call you and not wait days to do so. I found her and her staff very easy to work with and would definitely recommend her.”  2014 Divorce Client

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